When it comes to pet insurance there are.

For a reasonable cost per month, you can guarantee that your dog or cat is fully protected. This can range from regular preventative care to medical treatments and prescriptions for more serious illnesses as you age. You’ll also enjoy the peace of mind knowing you have coverage when things go wrong. And you can do it with a vet you trust (insurance won’t dictate who can and can’t see your pet).

While pet insurance is convenient for most owners, there is one group that may benefit more than others: those with young animals. If you are looking for a new cat or dog, or a recently adopted one, then consider getting pet insurance now.

3 Benefits of Getting Pet Insurance Now

Here are three reasons new pet owners will benefit from getting pet insurance now.

Minimum cost

I like it life insurance for people, insurance policies for young people are cheap. As you age, your health problems will increase, and so will your medical expenses. It’s the same idea with a dog or a cat.

Pet insurance will be much easier to come by at a reasonable cost when the animal is young, before any medical conditions appear. With a policy in effect from the first week or month of their animal’s life, owners can rest easy knowing their animal will be protected for years to come.

If medical emergencies or conditions develop in the future, insurance will likely cover them. And the cost won’t break the bank because the animal is healthy and free of any major medical ailments at such a young age.

So it pays to confirm early. This will protect both the pet and your bank account. Get started with a new pet insurance plan Today!

More visits

If you are thinking of buying or have recently bought a new pet, you should know that the starting price is just that: the starting price. More will be shipped soon.

Just because your pet is young doesn’t mean they don’t need to visit the vet. Any new pet owner will tell you that in those first weeks and months, you will need to visit many vets for wellness checks, shots and vaccinations, and general care and prevention.

And that doesn’t count toward your new pet’s favorite accidents or swallowed items. So the sooner you sign up (and get approved) for pet insurance, the better. You will pay a reasonable price for a service that you will use often at first.

Predefined conditions

Pet insurance, unlike human health insurance, does not discriminate against people with pre-existing conditions. In fact, knowing your pet’s pre-existing conditions may result in rejection for insurance coverage, leaving you with a bill to pay out of pocket.

This is why it makes sense to insure your pet before persistent health problems arise. You will be able to get insurance at an affordable cost and keep it in case any medical conditions become permanent.

For more information on pre-existing conditions and what may or may not be covered for your young pet, talk to a pet insurance professional now who can answer your questions and set up a plan.

A note: If a pre-existing condition goes away, you can potentially get coverage again.

“A curable condition is a temporary condition or injury that resolves for at least 12 months and may be considered for coverage in eligible states (check with customer service to see if curable conditions are covered in your state),” Lemonade Pet Insurer Categories. “Knee or ligament conditions and chronic conditions such as allergies, asthma or cancer cannot be cured.”

Bottom line

Just like smart financial planning to insure your family, car, and vacation, it makes sense to have it for your pets. As most pet owners can attest, your dog or cat is a member of the family.

So think about protecting them today. Just make sure to start early to get the most cost-effective plan.