Budget expectations Preparations to link Jan Dhan accounts with Atal Pension and Sukanya Samridhi Yojana Business News India

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The central government is preparing to pay special attention to Jan Dhan’s accounts in the next budget. According to information received through sources, in its announcement next week, the government may promote digital transactions for these accounts and link them with Atal Pension Yojana and Sukanya Samriddhi Yojana.

According to the information, this will be the third phase of expansion of Jan-Dhan’s services. By virtue of this, work will be done to connect these clients with facilities such as home banking and digital account holders. After joining digital banking, these account holders will also start getting services like mobile banking.

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Apart from this, preparations are also being made to link schemes like Atal Pension Yojana, Sukanya Samriddhi Yojana with Jan Dhan accounts. After this, the amount of these schemes can be deposited from Jan-Dhan accounts. According to government figures, Jan Dhan accounts worth Rs 44.44 crore have been opened in the country so far, with deposits of Rs 1.57 crore. Most of Jan Dhan’s accounts in the country have been opened at public sector banks.

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The central government started this scheme in 2014. Jan-Dhan Yojana was started so that every person in the country could connect to the banking system. There is no minimum balance required for Pradhan Mantri Jan-Dhan Yojana related accounts. The RuPay debit card is issued to these account holders.

People’s saving habit grew

Apart from this, Accident Insurance of Rs 2 lakh is also available. Along with this, an overdraft facility of Rs 10,000 is also given. It is also known from government statistics that after the opening of these accounts, people’s saving habit has also increased. In August last year, completing 7 years since the launch of Jan-Dhan account, the government had said that on average Rs 3398 is deposited by Jan-Dhan account.

women more than men

These deposits have increased by more than 2.7 times per account compared to August 2015. Women are more advanced than men in opening these accounts. 55% of Jan Dhan account holders are women and 67% of Jan Dhan accounts are located in rural and semi-urban areas. Faced with such a situation, the government wants to connect these account holders with the maximum facilities.

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